Whether you’re looking to invest in precision kit, tackle slurry storage, or improve animal health on your farm, FETF 2025 could be the boost your business needs. In this blog, we’ll break down what the fund offers, who can apply, and how we at Peregrine can help you secure the equipment you need – even if the grant doesn’t cover the full cost.

What is the Farming Equipment and Technology Fund (FETF)?

The FETF is part of the UK government’s commitment to modernise agriculture, improve environmental outcomes, and increase farm productivity. It’s a competitive grant scheme, meaning funding is awarded to top-scoring applications. You may not get all – or any – of what you apply for, but it’s a valuable opportunity worth exploring.

What Can You Apply For?

There are three themes within FETF 2025. Each theme has its own list of eligible items, from high-tech equipment to animal handling systems. Here’s a quick overview:

• Productivity: direct drills, robotic sprayers, GPS guidance kits, variable rate controllers
• Slurry: low-emission spreading equipment, storage tank monitors, umbilical systems
• Animal Health and Welfare: mobile sheep handling systems, weigh crates, thermal imaging kits for pig health

You can apply for one, two, or all three – so long as each application meets the specific eligibility criteria and supports different aspects of your business.

Grants cover 40% or 50% of the item’s cost, depending on whether your purchase meets or exceeds the government’s average cost benchmark. All items must be new or ex-display, meet strict specifications, and be used on the farm or business named in the application.

What If the Fund Doesn’t Cover the Full Cost?

FETF may not pay for everything, but that’s where we come in.

At Peregrine, we know how frustrating it can be to plan big upgrades with only part of the funding in place. That’s why we offer flexible, agricultural finance to support your project alongside your FETF grant.

Whether you need to finance a precision drill or fund the full package around a slurry system upgrade, we tailor solutions that work for your business model, your timing, and your cash flow.

Who Can Apply for the FETF?

You can apply if you’re registered in England and are one of the following:

• A farmer
• A horticulturalist
• A forestry owner
• A contractor carrying out services for the above

If you’re applying for the Animal Health and Welfare theme, you must farm one of the following: beef or dairy cattle, pigs, sheep, or commercial poultry.

You must also be registered with the Rural Payments service and apply under the correct Single Business Identifier (SBI). If you’re involved in more than one business, RPA may cap your funding across applications that share the same VAT or Companies House number.

How to Apply

The FETF 2025 application window is open now and closes at midday on 10 July 2025.

Here’s a quick step-by-step:

1. Choose your items from the FETF 2025 item lists
2. Get quotes from suppliers (but don’t order anything yet)
3. Register or update your details with the Rural Payments service
4. Apply online through the Farming Investment Fund portal

Remember, you can submit one application per theme, and each one must be between £1,000 and £25,000 in value.

Peregrine, Your Trusted Financial Partner for FETF Projects

We don’t submit your FETF application but we know the finance side works for you and your business.

We offer finance support to help you fund the complete project if the grant only covers part of the cost. We monitor changes in each funding round so we can offer the most suitable finance options, tailored to the type of equipment you’re investing in.

Ready to Start Your Application? Let’s Talk

If you’re applying for an FETF 2025 grant and want finance that complements your plans – not complicates them – we’d love to hear from you.

Contact us online now  or give us a ring instead. We’ll talk you through the options, no pressure.

The post FETF 2025: Is Your Farm Ready to Apply? appeared first on Peregrine Finance.

With rising input costs, ageing machinery, and seasonal cash flow pressures, many farms are finding it harder to make critical investments when they matter most. That’s where agricultural finance steps in – not just as a tool, but as a lifeline.

Tailored finance isn’t just about spreading the cost. It’s about building resilience, protecting your cash flow, and giving your farm the confidence to move forward. In this article, we explore the wide variety of farming equipment and assets you can finance through Peregrine, and how our flexible farm finance options are designed with your business in mind.

Farm Equipment You Can Finance

There’s a huge range of equipment that can be financed to support your farm’s productivity and growth. Whether you’re upgrading core machinery or investing in something more specialised, we’re here to help you get what you need – without tying up your working capital.

Tractor Finance

It’s probably not a surprise that our most common finance application is for a new tractor. After all, tractors are the backbone of most farms – working long hours in all conditions. But when repairs become routine and downtime starts eating into productivity, it might be time for a change. We finance both new and used tractors, with seasonal repayment plans that reflect your cash flow cycle. Whether you need to expand your fleet or replace ageing kit, we’ll help you keep moving.

Machinery for Planting and Crop Care

From ploughs and seed drills to sprayers, these are tools that make day-to-day operations run smoothly and efficiently. Financing allows you to invest in precision and productivity – especially important when margins are tight and timing is everything. Many farms are also exploring financing your farm inputs to manage costs more effectively across the season.

Harvesting Equipment

Reliable balers and forage wagons are vital during peak harvest times, especially for livestock farms producing silage or hay. Downtime during harvest can be costly – our finance solutions help you upgrade without delay.

Handling and Mobility Equipment

ATVs and telehandlers play a crucial role on many farms, from moving feed and supplies to managing livestock and fencing. We offer finance for a range of makes and models, suited to both day-to-day and heavy-duty work.

Precision Ag-Tech

Modern farms are increasingly turning to precision farming equipment to boost yields and reduce waste. GPS guidance systems, auto-steering kits, soil health sensors, and yield mapping tools can all be financed through Peregrine. It’s a practical way to stay at the forefront of technology without making a large upfront investment.

Livestock and Dairy Equipment

For livestock farms, we offer finance for milking parlours, feed mixers, handling systems, and livestock trailers. Whether you’re expanding your herd or upgrading ageing infrastructure, we can tailor the finance to match your growth.

Read our guide to livestock finance to see what else you can fund on your farm.

Diversification and Specialist Equipment

If you’re branching out into farm shops, on-site processing, or agri-tourism, we can help finance the tools you need. From cider presses and egg packing stations to pizza ovens and glamping pods, we’ve helped rural businesses finance a wide variety of equipment.

The Role of Finance in Modern Farming

Finance is the smarter way to invest in equipment without sacrificing your working capital. Instead of making large one-off payments, finance lets you spread the cost over time, giving you faster access to the machinery and tools you need to stay productive.

Key benefits of farm machinery finance include:

• Avoid large upfront costs that strain cash reserves
• Quicker upgrades to modern, efficient machinery
• Leaves capital free for unexpected needs – from feed price spikes to emergency repairs

It can also be used to manage day-to-day essentials, like agricultural finance for input costs, to take pressure off early-season spending.

At Peregrine, we understand that for many, farming isn’t just a business – it’s a legacy. Our goal is to help you secure that legacy with clear, supportive finance solutions.

Tailored Finance for Every Type of Farm

No two farms are the same and neither are their equipment needs. Peregrine specialises in finance solutions shaped around your operations, whether you’re running a third-generation dairy, a small but growing arable business, or a mixed farm exploring new revenue streams.

We work with:

• Dairy farms needing to upgrade essential infrastructure like milking parlours, pasteurisers, or automated feeding systems. 
• Livestock farms investing in calving pens, weighing equipment, or improved mobile handling kits to ensure efficiency and animal welfare.
• Arable farms upgrading to modern drills, low-drift sprayers, or seedbed cultivators to boost productivity and reduce input waste. 
• Diversified farms launching new ventures – from farm kitchens and cold stores to event spaces and farm-based holiday lets.

We understand the differences between farms and design our finance to match. Whatever your sector or scale, we’ll help you access the right equipment at the right time – on terms that work for you.

Why Farmers Trust Peregrine

With over 25 years of experience, Peregrine Finance is a trusted partner to farms across the UK. Our reputation is built on:

• Clear communication 
• Tailored packages with flexible terms
• Friendly, expert support from people who understand rural business

Whether it’s a tractor, telehandler, or a specialist bit of kit for a new diversification project, we’re here to make financing your next equipment upgrade simple and stress-free.

Looking to invest in new machinery or replace something that’s past its best? Let’s talk. We’ll help you find the right finance solution that works with your season, your budget, and your future.

The post What Can You Finance on a Farm? Tractor & Equipment Finance Made Simple appeared first on Peregrine Finance.

Predicting interest rates for the UK is a complex task that involves analysing various economic indicators and factors. While it is challenging to provide an accurate prediction, we can consider some key factors that may influence interest rates in the near future.

One important factor is the state of the UK economy. Currently, the UK is recovering from the impact of the COVID-19 pandemic, which has led to a significant contraction in economic activity. As the economy continues to recover, the Bank of England (BoE) may consider raising interest rates to control inflation and prevent the economy from overheating. However, the pace of the recovery and the level of inflation will play a crucial role in determining the timing and magnitude of any interest rate hikes.

Another factor to consider is the global economic environment. The UK is an open economy that is heavily influenced by global economic trends. If major economies, such as the US or Eurozone, experience a slowdown or recession, it could put downward pressure on interest rates in the UK. On the other hand, if global economic growth accelerates, it could lead to higher interest rates in the UK to prevent capital outflows and maintain the attractiveness of the pound.

Furthermore, the BoE’s monetary policy stance will also impact interest rates. Currently, the BoE has maintained a dovish stance, keeping interest rates at historically low levels to support the economic recovery. However, as the recovery gains momentum and inflationary pressures build up, the BoE may shift towards a more hawkish stance and consider raising interest rates.

Lastly, political factors such as Brexit and government policies can also influence interest rates. The outcome of ongoing negotiations with the European Union and the implementation of new trade agreements will impact the UK’s economic prospects and, consequently, interest rates.

In conclusion, predicting interest rates for the UK is a challenging task that depends on various economic indicators, global trends, monetary policy decisions, and political factors. While it is difficult to provide an accurate prediction, monitoring these factors can provide insights into the potential direction of interest rates in the future.

The post Predicting UK interest rates appeared first on Peregrine Finance.

Other than the obvious supply and demand issues that cause cyclical pig prices what areas outside of that will have a fiscal influence over pig industry profitability as we move through Q3 into 2024 based on current industry trends.

1. Brexit Impact: By 2024, the UK will have been operating outside the European Union for a few years. The impact of Brexit on the pig industry could be clearer, with potential changes in trade agreements, tariffs, and regulations affecting both imports and exports. The industry will have to adjust to new trade relationships and market dynamics.

2. Disease Management: Disease outbreaks, such as African swine fever or other pig-related illnesses, can significantly impact the pig industry. By 2024, the UK will to have implemented robust disease management strategies to prevent and control such outbreaks, ensuring the health and safety of pig populations.

3. Sustainability and Animal Welfare: Consumer demand for sustainable and ethically produced food continues to grow. The UK pig industry should have made advancements in sustainable farming practices, including reducing environmental impact, improving animal welfare standards, and adopting more transparent supply chains.

4. Technology Adoption: The pig industry will have to embraced technological advancements to enhance productivity, efficiency, and animal health. This could include the use of precision farming techniques, data analytics, and automation to optimize pig rearing processes.

5. Market Demand and Price Stability: The demand for pork products will continue to be influenced by changing consumer preferences, dietary trends, and economic factors. By 2024, the UK pig industry will have to have adapted to these shifts to ensure a stable market and competitive price structure.

It’s important to note that these reflections are speculative and objective and subject to change based on various factors. However it is clear that supply and demand is not the only driver of profitability in the UK pig sector and investment in key areas will be crucial to the long term viability of the industry. Peregrine Asset Finance remain committed to funding the investment needed by UK pig farmers.

The post What lies ahead for the UK pig industry in 2024 appeared first on Peregrine Finance.

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The post Four Midlands-based rural charities receive boost with new grants appeared first on Peregrine Finance.

In recognition of the outstanding work the FCN do, Peregrine Finance are proud to support them as our chosen charity.

Click on the PDF below for more information

The post Peregrine Finance are proud to support The Farming Community Network appeared first on Peregrine Finance.

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Around 200 people descended on Westpoint Exeter on Friday (February 3) for the Devon County Agricultural Association’s (DCAA) newest agricultural event – complimenting the flagship Devon County Show in May and Agrifest South West in November.

Click here to read the full article

The post Devon’s newest farming event proves a sell-out success appeared first on Peregrine Finance.

Tyddyn Teg, near Caernarfon, in Gwynedd, grows organic veg for the community and tries to be environmentally friendly.

It does not use pesticides, which it says helps biodiversity to thrive.

Click here to read the full article

The post Farming: Co-op finds ways to make farming greener appeared first on Peregrine Finance.

The government has today published its Environmental Improvement Plan 2023, which includes actions to “halt and then reverse the decline in nature”.

Click here to read the full article

The post Most farmers to adopt nature friendly practices ‘on 15% of land by 2030’ appeared first on Peregrine Finance.